Warranty Insurance

All of Southgate’s car finance solutions have the option to include 5 Star Warranty Insurance.

This policy provides cover after the expiry of the manufacturer or dealer statutory warranty. The 5 Star Warranty Insurances provide cover for over 4,000 car components, with coverage to suit you and your vehicle. This warranty provides insurance coverage which replicates most of the features contained in a vehicle’s original manufacturer warranty, with some exclusions. It includes additional benefits such as car hire and accommodation which may not be included with your original warranty. It is also transferable to the new owner upon the private sale of your vehicle.

Key benefits applicable

Description 5 Star
Purchase Eligibility:
Time of warranty purchase Vehicle age / kilometre limit
Anytime within 5yrs / 100,000kms
Claims Limits:
(Per claim /All claims)
Purchase Price / Purchase Price
Plan Terms:
A selection of terms are available to suit your requirements


Additional Benefits available
(Limits shown are the maximum amount of coverage per claim / per policy during the period of cover)

Feature Benefit Claim / Policy Limit
Towing Towing costs associated with a claim for mechanical breakdown. $100 / $300
Hire Car Cost for car rental if your vehicle is immobilised for more than 2 consecutive business days. Up to $500
Emergency Accommodation Accommodation costs If your vehicle is immobilised more than 100kms from your home and repairs are not completed on the day of authorisation. Up to $500
Total Loss Expenses Costs directly incurred as a result of the total loss, such as travelling costs, meals or phone calls. Up to $5,000

Please view our combined Product Disclosure Statement (PDS)/Financial Services Guide (FSG) for full terms, conditions, exclusions and key factors that influence the cost of the product.

Lease Protection Insurance is issued by Eric Insurance Limited ABN 18 009 129 793 AFSL 238279 (Eric). The information above may contain general financial product advice that does not take into account your personal financial circumstances. Please consider the relevant PDS before making a decision about this product. You can obtain the relevant PDS by contacting Eric Insurance 1800 999 977, clicking on the link above or from an authorised representative of Eric.